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Payments & Financing

Insurance Plans We Accept

We participate in Medicare as well as most major private insurance plans. Additionally, we participate in many Medicare Advantage plans as well as a number of AHCCCS options. Plans we accept are listed below. We will do our best to keep this list up to date and accurate, however please always inquire about our participation in your specific plan when scheduling a new appointment, as our provider status may change without notice.

Commercial Plans

  • Administrative Enterprises
  • Aetna US Healthcare PPO and HMO-(Managed thru Schaller Anderson)
  • AmeriBen
  • Arizona Foundation for Medical Care
  • Arizona Medical Network (RanAm)
  • Banner Health Care
  • Blue Cross Blue Shield HMO, PPO, Federal and Out of State
  • Cigna PPO, Open Access Plus and HMO
  • Cofinity
  • Coventry Advantra Freedom Network
  • Eye Med
  • First Health
  • GHI
  • Healthnet
  • Humana PPO
  • Mailhandlers
  • Medicare
  • Mountain State Administrative Services
  • PHS/Multiplan Network
  • Southwest Administrators
  • Superior Vision
  • Tricare Health Care Alliance
  • United Healthcare

Medicare Advantage Plans

  • AARP Medicare Complete (United Health Care)
  • Advantra Freedom Coventry Health Plan
  • Aetna Medicare Open Plan
  • Any, Any, Any Plan (Universal Health Care)
  • AP/IPA Personal Care Plus
  • BCBS Medicare Advantage
  • Evercare
  • Health Choice Generations
  • Healthnet Medicare Advantage
  • Humana Medicare Advantage
  • Mercy Care Advantage
  • MVP
  • Pyramid
  • Secure Horizons (most plans)
  • Unicare Security Choice
  • USAA Preferred Care
  • Wellcare


  • Arizona Physicians IPA (APIPA)
  • Health Choice
  • Mercy Care Plan
  • Pima Long Term Care
  • QMB

Financing Your Procedure

As a service to our patients, we are pleased to offer the CareCredit card, the nation’s leading patient payment plan. With CareCredit you can finance 100% of your procedure and there are no upfront costs, no annual fees, and no pre-payment penalties. So, you can begin your refractive or elective procedure today and conveniently pay with low, monthly payments.

CareCredit offers several payment plans so you can find one that work’s best for you. With the popular No Interest Payment Plans* there are no interest charges if you pay your balance in full within the specified time period. Monthly payments can be as low as 3% of your balance. For procedure fees from $1,000 to over $25,000 CareCredit offers 24, 36, 48, and 60 month plan options with low monthly payments available.

CareCredit can be used by the whole family for ongoing treatment without having to reapply. And by using CareCredit for your vision care, you can save your other credit cards for household or unplanned expenses. It only takes a few minutes to apply for CareCredit and you may receive an online decision in seconds! Apply Now or see our staff for more details.